Ecliptic Financial Advisors is dedicated to helping you find the most affordable way to fund your child’s college education.
Our workshops help families better understand the college financial aid process so they can maximize eligibility for financial awards.
Our programs are designed to help families navigate through the college admissions and financial aid processes.
Our resources help students and their families prepare for this exciting chapter by creating a sustainable college funding strategy.
College costs have increased 7% to 8% each year for over 40 years. Today, four years of college could cost more than $200,000. Without the aid of professional college planning guidance, an average family may have to sacrifice its retirement plan and potentially incur an enormous amount of debt.
There is currently $198 billion available in financial aid and tax relief to help families pay for college. Financial aid is not limited to special groups – most families can qualify. If you’re not an expert in the rules and regulations and do not thoroughly understand the application process, you may actually damage your chances of receiving aid. Whether you have a good income and have saved for years to fund your child’s education, or you have nothing saved and have just started to think about it, a strategic college funding plan can help you secure your child’s future.
Ecliptic Financial Advisors will guide you through the entire process of paying for college. We believe in helping you and your child attend not just the best college, but the best college you can afford. Our comprehensive financial planning guidance will put you and your child on the path to success.
At Ecliptic Financial Advisors, we have an expert team of financial professionals and college admissions counselors who work together to guide you every step of the way.
Sign up for a free College Funding Workshop to get your questions answered and learn how to beat the high costs of college.
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The costs of college today continue to rise at an alarming rate, which is why working with an expert financial professional -early in the process- is so important. Here are some of the alarming trends.
Tuition and Fees
The cost of tuition at a four-year college has increased from an average of $10,680 a year in 1976 (in 2016 dollars) to $33,480 each year today.
With tuition likely to rise from year to year, it will be critical to factor in all four years of college into your plan for paying for college. At Ecliptic Financial Advisors we understand the complicated financial aid maze and will help you plan strategically to cover all four years of college.
There are several different types of financial aid. It’s important to understand the difference.
It’s important to understand the difference between grants, loans and scholarships. Grants, based on NEED, and Scholarships, based on MERIT, are gifts and do not need to be paid back. Loans, on the other hand, need to be repaid. There are Federal loans, State loans and private loans; most are paid back with interest.
Even with a keen understanding of what’s available, there are no guarantees that you will receive any financial aid. Every college has its own policies regarding aid. We can help you navigate this maze.
Ecliptic Financial Advisors will help you manage the challenge of paying for a college education.
Students may have no test scores, altered grades and compromised extracurricular activities. So how will colleges dole out the discounts?
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